Designed for sole traders with small teams or just a one-man-band, Whether you work on a property or at a construction site ensuring you have the right tradesmen insurance for the activities you complete day to day is essential.
A tradesmen insurance policy can cover a number of important aspects, including your equipment, your ongoing work and elements of legal liability.
Being a tradesman opens you up to a wide range potential insurance exposures and our team can tailor policies to your trade needs.
Customers depend on your skill and knowledge as a tradesman, whether you're a builder, plumber, electrician, or structural engineer.
Given the risks and dangers associated with your employment, having the appropriate coverage can offer security in case something goes wrong.
Employers' liability insurance covers you against claims made by your employees, in the event of injury or work-related illness. No matter whether your staff work full time, part time, permanent, temporary or voluntary, you legally have to invest in employers' liability insurance.
vIf you own your plant machinery, having them stolen could bring any project to a grinding halt. Own plant cover will cover the cost of a replacement.
Professional Indemnity insurance can protect your business if you are found to have provided advice, or a professional service which causes a client to lose money.
Personal accident insurance is designed to cover you if you sustain a serious injury. It'll protect both you and your family, from loss of income, bills and other expenses.
Public liability insurance can protect you against claims made against you as a result of, your work where you cause property damage or injury to third parties.
Contract works insurance covers work that is underway on a site. It can cover the cost of repairing or redoing the work that is currently in progress if it is damaged by an insured event.
If you have to hire plant machinery for a project and it gets stolen, you could still get charged by the hire company for the item until it is replaced. This insurance can protect you from these costs, by covering ongoing hire charges and arranging a replacement.
Your tools are important for your trade, so of course need to be protected. Tool cover will cover the cost of replacing your tools in the event of theft