We offer contractors public liability insurance with limits of up to £10 million, so whether you're hanging a shelf or renovating a house, we've got you covered. We can help you meet your legal obligations as an employer by arranging employers' liability insurance for up to £10 million to cover your temporary, permanent, and subcontracted workforce.
You can select a limit on the number of tools that will be insured, and within that range we can insure anything from electrical power tools to a spirit level and brushes. Specialist tools and hired equipment can be covered under your tool insurance policy. Outside of business hours, tools must be locked up safely, and there may be a limit of one per employee.
There are several dangers that handymen must confront on the job. Even if you take every precaution, mistakes can happen, and they can be extremely costly to both you and your company. You risk legal action in the event that your actions accidentally cause harm to a person or their property. Get an insurance coverage that can be adjusted to fit your needs to safeguard your business, your clients, and your assets.
If your tools are ever lost, stolen, or broken beyond repair, you'll be able to replace them with brand new items of equal worth thanks to a replacement value policy. There will be per-item limits, and equipment left in a vehicle overnight will not be covered.
Your Employers' Liability insurance policy can extend to cover labour-only subcontractors for the same hazards as it does for your regular employees. The dangers you face are based in large part on the nature of the employment relationships you reveal.
You can pay your premiums over the course of 10 months with our convenient direct debit plan.
