Groundworkers Insurance

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What exactly is insurance for groundworkers?

Landscaping, earthmoving, excavating, draining, kerbing, flagging, driveways, and footpaths are just some of the many ground working tasks that are covered by our public liability insurance for groundworkers. If an accident occurs during employment that is not your fault, our coverage will protect you and your clients.

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Safety for Machines and Tools

Backhoe loaders, excavators, loading shovels, compactor plates, forward tipping dumpers, and ride on road rollers are just some of the equipment and machinery we can insure. Ask about our plant hire cover as well.

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Groundwork excavation protection

Coverage for both you and your workers in the event of an accident while excavating. Potential hazards for your staff include tripping, falling, being crushed, or sustaining lacerations. Accidents can still occur, even when HSE rules are followed. Employers liability insurance for groundworkers will shield you and your staff from financial ruin in the event of legal action being taken against you for negligence.

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Increased protection for temporary staff

Our coverage is adaptable enough to include seasonal and temporary employees that are hired for specific projects, allowing you to quickly scale up your workforce as needed.

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FAQ

Is digging deeper than 5 metres covered by your groundworkers insurance?

Inquire with a representative to learn more about how we may increase the radius of our groundworkers' coverage beyond 5m.

Is JCT contract insurance something your groundworkers can provide?

Your groundworkers insurance policy can be modified to include coverage for JCT contracts. If you want further info, you should talk to a consultant.

Do you also offer on-site plant protection?

Owned and rented plant equipment, as well as a selection of hand tools, can all be included to your policy. Learn more about all risks insurance for Contractors' Groundworking and Earthmoving Equipment by consulting with an expert advisor.

Do public road repairs fall under your area of work?

Although the dangers involved in highways work on roads, high streets, main trunk roads, and motorways are higher than usual, we do have access to insurers who can provide liability cover for these and other activities.

Is employer liability insurance extended to labour-only subcontractors in the groundwork industry in the same way that it is extended to direct payees?

It is essential to disclose how your ground working team are employed since this will effect how your risks are evaluated, however we can cover both types of personnel for the same hazards.

Do you offer an instalment plan for groundworkers insurance?

We offer a convenient direct debit plan that allows you to pay your premiums over the course of 10 months.

Other Insurances We Offer

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03330 505533

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