If you need protection from claims of accidental injury or property damage to third parties as a result of your bricklaying work in a public area, we offer public liability insurance with limits of up to £10 million. We also provide employers' liability insurance with limits of up to £10 million to make sure your employees are protected to the extent required by law in the event of an accident.
We can insure a wide variety of mixers, hand tools, wheelbarrows, and other specialised equipment, including that of your employees, up to a limit that you determine. Outside of business hours, tools must be locked up safely, and there may be a limit of one per employee.
Our brokers can find policies that include as many or as few of the features you need, but we offer specialised coverage such as the JCT, non-negligence insurance, and 'contractors Insured 4 All (CAR) cover for your own plant, hired-in plant, and contract works cover.
We can send you proof of insurance via email, usually the same day you ask for it. If you'd like a more in-depth review of your requirements then give us a call. We can easily get you covered over the phone or via email and have your policy documents emailed to you the very same day.
We are aware that JCT is becoming increasingly sought after as a component of tradesman insurance, despite remaining relatively hard to locate among the various providers. We take great pride in not only being able to find this protection for those who need it, but also in meeting your needs for any additional types of cover, such as coverage for subcontractors and employees' tools. Talk to one of our advisors about what you're looking for and how we can assist.
In the event of an accident resulting in bodily injury or property damage, bricklayers may be held legally responsible. If your claim is successful, you could be entitled to a hefty award. Defending yourself in court against even a baseless claim can be extremely expensive. This highlights the significance of having business insurance.
The risks covered by your EL(Employers' Liability) cover are the same for both PAYE employees and labour-only subcontractors. To properly assess your risks, you must disclose the employment status of all employees.
In the event of a catastrophic loss, your company may not be adequately covered by some generic policies. Protect your business with an Insured4construction policy tailored to your sector.
In addition to being crucial to your search for the best insurance policy. In some cases, general contractors won't even consider hiring a subcontractor if they don't see evidence of an A- or better in their financial ratings. Without a solid insurance plan in place, you may be unable to take on as many contracts or customers.
We offer a convenient direct debit plan that allows you to pay your premiums over the course of ten months. If you'd like more information about our Direct Debit service, please click here.