Landscapers Insurance

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Safety measures for landscape gardeners' machinery and supplies

We offer protection for a wide variety of landscaping tools, including trenchers and graders. If your equipment ever breaks or goes missing, you can rest assured that you won't be out of pocket for replacing it. Normal wear and tear is not included in this.

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Landscapers' Liability Insurance

Working in the public eye is a common occurrence for landscapers. To safeguard you against legal action for harm done to members of the public or their property, we offer public liability insurance with limits ranging from £1 million to £10 million. We can help you comply with the law and protect your employees by providing employers' liability insurance with limits of up to £10 million

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Landscape gardener cover for work at height and depth

Your employment may need you to excavate or work from elevated platforms, so it's crucial that you're protected in these situations. You can rest certain that you are protected while working at depths of up to 2 metres and heights of up to 5 metres thanks to our landscapers insurance.

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Extras to consider when purchasing landscapers' insurance

If you're a landscaper, we can tailor an insurance coverage to cover your specific needs. Personal liability, legal defence costs, and property damage are all additional coverage options. For enterprises with annual revenues over £500,000, we have developed a special landscape gardener's insurance coverage.

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FAQ

Do you include commercial landscaping in your coverage?

We offer landscaping insurance for private and public properties as well as homes. This comprises public and private institutions, healthcare facilities, the food service industry, businesses, and residences.

Do you cover burning of garden debris?

With proper safeguards and risk assessments in place, a public liability policy would indeed extend coverage to this scenario.

Does employers' liability extend to labour-only subcontractors in the landscaping industry in the same way that it does to direct PAYE employees?

Yes. We are able to provide the same level of protection for seasonal and year-round landscapers. The risks you face are based in part on the nature of the employment relationships you disclose.

Can you insure me as the owner of a major landscaping business?

Yes. For firms with annual revenues in excess of £500,000, we have developed a specialised insurance package tailored to the needs of landscape contractors. To learn more about this protection, please consult with one of our advisors.

Do any restrictions or conditions apply?

There will be conditions attached, as there are with any insurance plan. To help you choose the best coverage for your needs, we will provide you with complete policy documentation.

Where can I learn more about the Direct Debit that will be made on a monthly basis?

We provide a convenient direct debit system to assist you pay for your premiums over time. Your payments can be stretched out over ten months.

Other Insurances We Offer

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